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TD

Time Deposit Account

Interest Rate: 6.9%
⏱️Tenure: 1-5 Years
💰Min: ₹1,000

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Overview

Post Office Time Deposit Account is a fixed deposit scheme where you can invest a lump sum amount for a fixed period and earn guaranteed returns.

Key Features

Minimum Amount₹1,000
Maximum AmountNo Limit
Tenure1-5 Years
Interest Rate6.9%

Eligibility Criteria

  • Any individual can open the account
  • Joint account can be opened
  • Minor account through guardian

Benefits

  • Higher interest than savings account
  • Flexible tenure options
  • Premature withdrawal allowed
  • Loan facility available

🏛️Tax Information

Interest earned is taxable. TDS applicable if interest exceeds ₹40,000.

Quick Calculator

Quick Facts

  • • Fixed interest rate of 6.9%
  • Compound interest
  • • Tenure: 1-5 Years
  • • Government guaranteed returns

💡 Pro Tip

Use our calculator to compare different investment amounts and see how your money grows over time.