Latest interest rates for all Post Office savings schemes
Government notified rates effective from Q3 FY 2025
| Scheme Name | Interest Rate (% p.a.) | Compounding | Tenure |
|---|---|---|---|
💰 Post Office Savings Account Regular savings account | 4.0% | Annually | No fixed tenure |
💰 Recurring Deposit Account (RD) Monthly savings scheme | 6.7% | Quarterly | 5 years |
🏦 Time Deposit Account (TD) Fixed deposit scheme | 6.9% | Annually | 1-5 years |
📅 Monthly Income Scheme (MIS) Monthly income scheme | 7.4% | Monthly payouts | 5 years |
👧 Sukanya Samriddhi Account (SSA) Girl child savings scheme | 8.2% HIGHEST | Annually | 21 years |
🌾 Kisan Vikas Patra (KVP) Money doubling scheme | 7.5% | Annually | 9 years and 7 months |
📜 National Savings Certificate (NSC) Tax saving certificate | 6.8% | Annually | 5 years |
👴 Senior Citizens Savings Scheme (SCSS) For senior citizens only | 8.2% HIGHEST | Quarterly | 5 years |
🏛️ Public Provident Fund (PPF) Long-term tax saving | 7.1% | Annually | 15 years |
