Post Office Hub Logo

Post Office Hub

भारतीय डाक | Your Digital Gateway

📜

NSC

National Savings Certificate

Interest Rate: 6.8%
⏱️Tenure: 5 Years
💰Min: ₹1,000

Learn in Detail About NSC

Get comprehensive insights, tips, and strategies for maximizing your NSC investment

Read Complete Guide

Overview

National Savings Certificate is a 5-year fixed income investment scheme with tax benefits under Section 80C of Income Tax Act.

Key Features

Minimum Amount₹1,000
Maximum AmountNo Limit
Tenure5 Years
Interest Rate6.8%

Eligibility Criteria

  • Any individual can invest
  • Joint investment allowed
  • Trust, HUF can invest

Benefits

  • Tax deduction under 80C
  • Guaranteed returns
  • Safe investment
  • Transferable

🏛️Tax Information

Investment qualifies for deduction under Section 80C. Interest is taxable but gets reinvested.

Quick Calculator

Quick Facts

  • • Fixed interest rate of 6.8%
  • Compound interest
  • • Tenure: 5 Years
  • • Government guaranteed returns

💡 Pro Tip

Use our calculator to compare different investment amounts and see how your money grows over time.